Disclaimer

If you require any more information or have any questions about our site’s disclaimer, please feel free to contact us by email at ruth@ruth-ellen.com.

All the information on this website is published in good faith and for general information purpose only. ruth-ellen.com does not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information you find on this website (ruth-ellen.com), is strictly at your own risk. Celebrated Not Tolerated or ruth-ellen.com will not be liable for any losses and/or damages in connection with the use of our website.

From our website, you can visit other websites by following hyperlinks to such external sites. While we strive to provide only quality links to useful and ethical websites, we have no control over the content and nature of these sites. These links to other websites do not imply a recommendation for all the content found on these sites. Site owners and content may change without notice and may occur before we have the opportunity to remove a link which may have gone ‘bad’.

Please be also aware that when you leave our website, other sites may have different privacy policies and terms which are beyond our control. Please be sure to check the Privacy Policies of these sites as well as their “Terms of Service” before engaging in any business or uploading any information.

Not Medical Advice: The information provided throughout all of my products and services, whether purchased or complementary, is not intended to be a substitute for professional medical advice, diagnosis or treatment that can be provided by your own Medical Practitioner or Mental Health Provider. If you suspect that you have a medical or mental health issue, then you should seek immediate advice from a relevant provider.

Not Spiritual/Religious Advice: The information provided throughout all of my products and services, whether purchased or complementary, is not intended as spiritual or religious guidance in any way. Should you need such guidance, you should seek immediate advice from relevant clergy or pastoral providers, as you see fit.
Not Legal or Financial Advice: The information provided throughout all of my products and services, whether purchased or complementary, is not intended to be a substitute for legal or financial advice that can be provided by your own solicitor, accountant, and/or financial advisor. Although care has been taken in preparing the information provided to you, I cannot be held responsible for any errors or omissions, and I accept no liability whatsoever for any loss or damage howsoever arising. It is therefore recommended that you seek independent financial and/or legal advice relating to your specific circumstances as appropriate.

No Guarantees Provided: While every effort has been made to accurately represent my products and services, and their potential, the testimonials and examples, whilst providing real world experiences and typical insights, are not guarantees or indications of your own results. My role as a Business and Client Creation Coach is solely to support and assist you in reaching your goals, but your individual success is reliant entirely on your own personal commitment, effort, motivation, dedication, pro-activity and much more. I cannot and do not guarantee that you will attain a particular result or income level, and you accept and understand that results differ by individual. By using my products and services, you agree that I am not responsible for the success or failure of your business, decisions, the increase or decrease of your finances or income level, or any other result of any kind that you may have as a result of information presented to you. You are solely responsible for your results.

Use at Your Own Risk: I accept no liability, for any actions you take before, as a result of using my programmes and services, and you accept full responsibility for the consequences of your use, or non-use, of any information provided by me through any means whatsoever. Your use, or non-use, of this information, is at your own risk, and you absolve me of any liability or loss that you, your business, your dependents, or any other people connected to you, may incur from the use, or non-use, of the information provided.

Limitation of Liability: I will not be held responsible or liable in any way for the products and services that you request or receive. In no event will I be liable to you, or to any other party, for any type of damages, including direct, indirect, special, incidental, equitable or consequential damages, for any use of or reliance on my product and services, or on those affiliated with me in any way. I do not assume liability for accidents, delays, injuries, harm, loss, damage, death, lost profits, personal or business interruptions, misapplication of information, physical or mental disease or condition or issue, any type of loss or damage or otherwise, due to any act or default by me or anyone acting on my behalf, such as employees, staff, consultants, agents, interns, business managers, team members, owners, directors, shareholders, affiliates, joint venture partners, or anyone else affiliated with my business, who is engaged in rendering my products or services.

Indemnification and Release of Claims: You hereby fully and completely hold harmless, indemnify and release me and any of my employees, staff, consultants, agents, interns, business managers, team members, assistants, owners, directors, shareholders, affiliates, joint venture partners, or anyone else affiliated with my business, from any and all liability, damages, claims; including but not limited to those related to lost profits, personal or business interruptions, personal injuries, accidents, misapplication of information, physical or mental disease or condition or issue, or any type of loss or damage or otherwise, even if I am expressly advised in advance of the possibility of such damages or difficulties. You agree that you fully and completely hold harmless, indemnify and release me from any and all causes of action, allegations, suits, sums of money, claims, demands whatsoever, in law or equity that may arise in the past, present or future that arises from your participation in or is in any way related to my products and services. You are solely liable and responsible for any actions, errors, omissions, or consequences.
Payments: All paid services require payment in advance (or via agreed payment plan) and any failure to make payment on time, and in full, as per our agreement, may result in the immediate suspension or termination of your programme or package.

No Refunds: I operate a strict no refunds policy, since your progress is your responsibility, as outlined in the previous sections, other than as permitted by law. In the event that you have been permitted to make payment by instalments, you are responsible of completing all payments, irrespective of whether or not you decide to complete the programme you have invested in, and whether or not you have achieved the level of results expected.
Termination: UK and EU sales are protected by a 14 day cooling off period, however where services are booked and taken within the 14 day period, your right to cancellation becomes null and void. In all other circumstances, your agreement will be terminated one week after the completion of your programme, as outlined in your welcome email or contract.

No Warranties: I make no representations or warranties of any kind, express or implied, as to the operation of, and the content within, my products and services. To the full extent permissible by law, all warranties are disclaimed, including implied warranties of merchantability and fitness for purpose. I will not be liable for any damages, of any kind, arising from the use of my products and services.

Promotion as an Affiliate: On occasion, I may promote or partner as an affiliate with other individuals or companies whose products and services are complementary to mine. In the spirit of transparency, I want you to be aware that there may be instances when I promote or market for my partners and in exchange I receive financial compensation in the form of affiliate fees and/or other rewards. Please note that I am highly selective as to the partners whose products and services I promote and I only promote or share the products and services of those with whom I think highly. At the same time, any such promotion or marketing does not serve as any form of endorsement. You are still required to use your own judgment when using or purchasing any such affiliate product or service to determine that it is appropriate for you, as I waive all liability as related to any of my affiliates, including any of their products or services.
No Endorsements: References or links, found in my Products and Services, to any external information, opinions, advice, products and/or services do not constitute my formal endorsement. I am merely sharing information for your own self-help only. I am not responsible for the website content, blogs, e-mails, videos, social media, programs, products and/or services of any off-site web pages, companies or persons linked or referenced.
Facebook: This site and the products offered on this site are not associated, affiliated, endorsed, or sponsored by Facebook, nor have they been reviewed tested or certified by Facebook.
Contact Me: By using my Products and Services, whether purchased or complementary, you implicitly signify your agreement to all parts of the above Disclaimer.

Consent: By using our website, you hereby consent to our disclaimer and agree to its terms.  If you have any questions about this Disclaimer, please contact me at ruth-ellen.com

Update: Should we update, amend or make any changes to this document, those changes will be prominently posted here.